The Last Payment Gateway Your Business Will Ever Need.

TikMoney gives East African businesses the payment infrastructure to compete, grow, and win — with low fees, same-day settlements, and a single integration that covers every payment method.

$4,999.00  Received
$1,700.00  Settled
This week's sales

$50,368.00

50%
why choose us

Protect your cash & extend your runway

Rated 4.9/5 from over 10,000 review

Universal Payment Collection
Accept every payment method across East Africa from one dashboard. No juggling multiple providers
Same-Day Refunds & Disbursements
Process refunds instantly. Run bulk payroll in minutes. Your money moves when you need it to.
Embedded Liquidity Solutions
Access working capital, salary advance, and invoice factoring directly within your TikMoney ecosystem.
Low, Transparent Fees
No hidden charges. No setup costs. Just simple per-transaction pricing that makes sense for your business.
Auto Reconciliation & Analytics
Real-time transaction matching with detailed reporting. Know exactly where every money is, always.
Developer-Friendly API
Clean documentation, sandbox testing, and quick integration. Go live in days, not months.

Every payment issues are costing your business money. It’s time to fix that.

Stop Losing Revenue to Payment Problems

Your Current Payment Problems:

Limited Payment Options Killing Your Sales Customers abandon checkout the moment their preferred payment method isn’t available – and they don’t come back

Slow and Painful Refunds Refund delays damage customer trust, increase complaints, and pile unnecessary pressure on your support team

Manual Reconciliation Eating Your Time Hours wasted every week matching transactions by hand instead of focusing on what actually grows your business

Cash Flow That Holds You Back Opportunities don’t wait – but without access to working capital when you need it, your business is forced to

Juggling Multiple Payment Providers Managing different providers, dashboards, and settlement schedules creates confusion, errors, and unnecessary costs

TikMoney Solution:

Universal Payment Collection M-Pesa, Airtel Money, Mixx by Yas, Visa, Mastercard and all major banks — one integration covers every payment method your customers use

Same-Day Refunds & Disbursements Process refunds instantly and run bulk payroll in minutes — your money moves exactly when your business needs it to

Auto Reconciliation & Analytics Real-time transaction matching with detailed reporting so your books are always accurate without the manual work

Embedded Liquidity Solutions Access working capital, salary advance and invoice factoring directly within your TikMoney ecosystem – when opportunity calls, you’re ready

Developer Friendly Integration Clean API documentation, ready-made plugins, and a dedicated technical team to get you live without the headaches

Find the Finance and Payment Solutions that Fit Your Business

E-commerce: Sell online and get paid instantly

✦ Multiple Payment Methods — Accept MoMo and bank card payments seamlessly in one place

✦ Instant E-Invoicing — Send professional invoices digitally and receive payments within minutes

✦ Payment Links — Share a simple payment link with your customers and get paid instantly — no website required

✦ Branded Payment Page — Create a customized payment page that reflects your business identity

✦ E-commerce Ready — Plug TikMoney directly into your online store with our ready-made payment plugins

Active Users

100+

Settled Amount

USD 50k+

Refund Processing

Same Day

POS Digitization: Digitize your payments with a POS Machine

✦ Universal Payment Acceptance — Accept MoMo, Visa and Mastercard payments all from one device

✦ Real-Time Sales Insights — Monitor your transactions and track sales performance as they happen

✦ Same-Day Settlement — Get your money transferred to any bank of your choice the same day

✦ Always Connected — Stay online during payment processing via 4G or WiFi for zero interruptions

✦ Instant Setup — Get up and running the same day you submit your documents

Payment MEthods

10+

Countries

3+

Settlements & Refunds

Same Day

Marketplaces & Platforms: Split payments, reconcile instantly, scale freely

✦ Automated Split Payments — Automatically divide payments between multiple vendors, partners or sellers with precision and zero manual effort

✦ Instant Reconciliation — Every transaction is automatically matched and recorded in real time so your books are always accurate

✦ Multi-Vendor Payouts — Manage and disburse payments to multiple vendors simultaneously from one centralized dashboard

✦ Scalable Infrastructure — Whether you’re processing ten transactions or ten thousand, TikMoney scales with your platform without missing a beat

✦ Detailed Reporting — Get a full breakdown of every transaction, split, and payout with analytics that give you complete financial visibility

Active Users

100+

Settled Amount

USD 50k+

Refund Processing

Same Day

1 +
Active Users
USD 1 K
Weekly Transactions
1 +
Payment Partners
How It Works

Start Accepting Payments
in 3 Steps

Application
Review
Go Live

Getting started with TikMoney is straightforward. Submit your application, let our team review your details, and get accepted — then start accepting payments from customers across East Africa the same day your account goes live.

Simple & Paperless
The entire process from application to acceptance is handled online. No queues, no unnecessary paperwork.
Fast Turnaround
We review applications quickly so your business isn't kept waiting. The sooner you apply, the sooner you start earning.
The local expertise, proven reliability, and genuine commitment to power your business forward

Why Growing Businesses Choose TikMoney

East African Roots

Born and built in East Africa, TikMoney understands the unique needs, regulatory landscape, and market dynamics of businesses operating in Burundi, Rwanda, Uganda, Kenya and beyond — not as an outsider looking in, but as a local partner invested in your success

Reliability You Can Count On

Your business cannot afford downtime. TikMoney is built on robust, secure infrastructure that processes every transaction with speed and consistency — same-day settlements, instant refunds, and round the clock reliability so you never miss a payment

Transparent and Fair Pricing

No hidden fees, no surprise charges, no complicated pricing tiers. TikMoney operates on simple, honest per-transaction pricing that lets you plan, budget, and grow with complete confidence in your costs

Dedicated Local Support

When you have a problem, you need answers fast — not a chatbot or a ticket queue. TikMoney provides real, dedicated support from people who understand your business, your market, and your language

Built to Grow With You

Whether you're a small merchant accepting your first digital payment or a large platform processing thousands of transactions daily, TikMoney's infrastructure scales with your ambition across East Africa and beyond

Complete Payment Ecosystem

From simple payment links and e-invoicing to complex multi-vendor marketplace payouts and embedded liquidity solutions — TikMoney provides everything your business needs to collect, manage, and move money

Payment Gateway

Disbursement

Payment Collection

POS

Digital Wallet

Payment Gateway

Disbursement

Payment Collection

POS

Digital Wallet

Payment Gateway

Disbursement

Payment Collection

POS

Digitl Wallet

Simple, Transparent Pricing
Transparent Pricing
No hidden fees, pay only for what you process
No setup fees or monthly charges
Same-day settlements available
24/7 support included
Free API integration
Get Started
Custom Solutions
Bespoke pricing for high-volume processing
Significantly reduced rates for businesses processing RWF 10M+ monthly
Custom rate negotiations
Dedicated account management
Priority technical support
Custom integration solutions
Note Here
SLA guarantees (99.99% uptime)
Note Here
Multi-entity management
Request Custom Quotes

Fully Licensed, Compliant & Internationally Recognized

 

faq & answer

Everything You Need to Know

We know choosing a payment gateway is a big decision. Here are honest answers to the questions businesses ask us most. Still have something on your mind? Reach out to our team directly — we’re always available.

Getting Started

How do I get started with TikMoney?
Getting started is simple. Submit your business application online, our team will review your details and once approved your merchant account is activated and ready to accept payments. The entire process is paperless and can be completed from anywhere.
What documents do I need to apply?
You will need basic business registration documents, a valid national ID or passport, and your business bank account details. Our team will guide you through exactly what is required during the application process.
How long does the approval process take?
Our team reviews all applications as quickly as possible. You will be notified of your application status and next steps promptly after submission.

Integration & Technical

How difficult is it to integrate TikMoney into my existing platform?
TikMoney is built with developers in mind. Our clean, well-documented API makes integration straightforward. We also offer ready-made plugins for popular e-commerce platforms. Our technical team is available to support you throughout the integration process.
Do you offer a sandbox environment for testing?
Yes. Developers can test the full TikMoney integration in our sandbox environment before going live to ensure everything works perfectly.
Do I need technical knowledge to use TikMoney?
Not necessarily. If you just need payment links, e-invoicing or a branded payment page, no technical knowledge is required. Technical expertise is only needed if you want a full API integration into a custom platform.
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We are passionate about our work. Our designers stay ahead to provide engaging and user-friendly platform to make your business grow.

Our Services

Contact Us

+123 456 7890
info@tikmoney.com
Kigali, Rwanda. Bujumbura, Burundi
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