TikMoney gives East African businesses the payment infrastructure to compete, grow, and win — with low fees, same-day settlements, and a single integration that covers every payment method.
Protect your cash & extend your runway
Rated 4.9/5 from over 10,000 review
Universal Payment Collection
Same-Day Refunds & Disbursements
Embedded Liquidity Solutions
Low, Transparent Fees
Auto Reconciliation & Analytics
Developer-Friendly API
Every payment issues are costing your business money. It’s time to fix that.
Stop Losing Revenue to Payment Problems
Your Current Payment Problems:
Limited Payment Options Killing Your Sales Customers abandon checkout the moment their preferred payment method isn’t available – and they don’t come back
Slow and Painful Refunds Refund delays damage customer trust, increase complaints, and pile unnecessary pressure on your support team
Manual Reconciliation Eating Your Time Hours wasted every week matching transactions by hand instead of focusing on what actually grows your business
Cash Flow That Holds You Back Opportunities don’t wait – but without access to working capital when you need it, your business is forced to
Juggling Multiple Payment Providers Managing different providers, dashboards, and settlement schedules creates confusion, errors, and unnecessary costs
TikMoney Solution:
Universal Payment Collection M-Pesa, Airtel Money, Mixx by Yas, Visa, Mastercard and all major banks — one integration covers every payment method your customers use
Same-Day Refunds & Disbursements Process refunds instantly and run bulk payroll in minutes — your money moves exactly when your business needs it to
Auto Reconciliation & Analytics Real-time transaction matching with detailed reporting so your books are always accurate without the manual work
Embedded Liquidity Solutions Access working capital, salary advance and invoice factoring directly within your TikMoney ecosystem – when opportunity calls, you’re ready
Developer Friendly Integration Clean API documentation, ready-made plugins, and a dedicated technical team to get you live without the headaches
Find the Finance and Payment Solutions that Fit Your Business
E-commerce: Sell online and get paid instantly
✦ Multiple Payment Methods — Accept MoMo and bank card payments seamlessly in one place
✦ Instant E-Invoicing — Send professional invoices digitally and receive payments within minutes
✦ Payment Links — Share a simple payment link with your customers and get paid instantly — no website required
✦ Branded Payment Page — Create a customized payment page that reflects your business identity
✦ E-commerce Ready — Plug TikMoney directly into your online store with our ready-made payment plugins
100+
USD 50k+
Same Day
POS Digitization: Digitize your payments with a POS Machine
✦ Universal Payment Acceptance — Accept MoMo, Visa and Mastercard payments all from one device
✦ Real-Time Sales Insights — Monitor your transactions and track sales performance as they happen
✦ Same-Day Settlement — Get your money transferred to any bank of your choice the same day
✦ Always Connected — Stay online during payment processing via 4G or WiFi for zero interruptions
✦ Instant Setup — Get up and running the same day you submit your documents
10+
3+
Same Day
Marketplaces & Platforms: Split payments, reconcile instantly, scale freely
✦ Automated Split Payments — Automatically divide payments between multiple vendors, partners or sellers with precision and zero manual effort
✦ Instant Reconciliation — Every transaction is automatically matched and recorded in real time so your books are always accurate
✦ Multi-Vendor Payouts — Manage and disburse payments to multiple vendors simultaneously from one centralized dashboard
✦ Scalable Infrastructure — Whether you’re processing ten transactions or ten thousand, TikMoney scales with your platform without missing a beat
✦ Detailed Reporting — Get a full breakdown of every transaction, split, and payout with analytics that give you complete financial visibility
100+
USD 50k+
Same Day
Start Accepting
Payments
in 3 Steps
Getting started with TikMoney is straightforward. Submit your application, let our team review your details, and get accepted — then start accepting payments from customers across East Africa the same day your account goes live.
Simple & Paperless
Fast Turnaround
Why Growing Businesses Choose TikMoney
East African Roots
Reliability You Can Count On
Transparent and Fair Pricing
Dedicated Local Support
Built to Grow With You
Complete Payment Ecosystem
Payment Gateway
Disbursement
Payment Collection
POS
Digital Wallet
Payment Gateway
Disbursement
Payment Collection
POS
Digital Wallet
Payment Gateway
Disbursement
Payment Collection
POS
Digitl Wallet
No hidden fees, pay only for what you process
Bespoke pricing for high-volume processing
Fully Licensed, Compliant & Internationally Recognized
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Everything You Need to Know
We know choosing a payment gateway is a big decision. Here are honest answers to the questions businesses ask us most. Still have something on your mind? Reach out to our team directly — we’re always available.
Getting Started
How do I get started with TikMoney?
What documents do I need to apply?
How long does the approval process take?
Integration & Technical
